When you decide to purchase something you find yourself buying more stuff complementing it, for example when you buy a phone you then buy earphones for it then you buy its smart watch then the cover etc, suddenly you find yourself in an endless loop of purchases, But what happens if you don’t have enough cash for all of that? That’s where our Brand Valu comes in, whatever you purchase you can buy it through Valu (the new payment tool) that allows you to buy anything you desire with installments so you can save your cash.